Old Union · Listing Centre

Raise capital fromyour community.

Old Union gives verified township and community businesses access to structured, patient capital — without surrendering equity, control, or dignity. List your business, configure a campaign, and raise from up to 50 contributors under South African private placement law.

R0
Upfront listing fee
Free to apply
50max
Contributors per
campaign
1–3
Business day KYC
review turnaround
3
Instrument types
available
Why Old Union

Patient capital,
built for you.

Most township businesses don't fail for lack of ambition or work ethic. They fail because formal capital markets were never designed for them — too much paperwork, too little trust, and terms that hand away the very business you built. Old Union was designed to change that equation. Raise from people who know your community, on terms you control, without giving up a single share.

"The Old Union model creates a direct financial relationship between a business and the people who believe in it. That is not just good finance — it is good community-building." — Old Union Platform Philosophy
Retain full operational control
No equity transfer, no board seats, no dilution. You remain in charge of your business — contributors are financial partners, not owners.
Flexible return structures
Choose from revenue share, cooperative membership, or fixed return loan — whichever instrument matches your business model and cash flow.
The verified badge builds trust
The Old Union verification process is thorough by design. Completing it signals to contributors that your business is real, compliant, and transparent.
Platform-administered agreements
We handle the legal structuring, agreement drafting, escrow administration, and distribution calculations. You focus on running the business.
Raise again, and again
A strong first campaign, with consistent reporting and distributions, builds the track record that makes your next raise even easier.
Free to list — no upfront fees
No listing fees, no escrow charges on failed campaigns. Old Union earns a success fee on closed campaigns only — we eat what we kill.
Eligibility & Requirements

What you'll
need to list.

The Old Union verification process is the foundation of trust on the platform. It exists to protect contributors and to give your business credibility. Here is a complete breakdown of what is required and what is recommended.

Before You Apply Your business must be registered in South Africa and have at least one active director. Sole proprietors and informal businesses are currently not supported. Cooperatives, SMEs, startups, NGOs, and social enterprises are all eligible.
Company Registration
CIPC Registration Certificate
Certificate of incorporation from the Companies and Intellectual Property Commission
Required
Company Registration Number
Your unique CIPC registration identifier (e.g. 2023/123456/07)
Required
Memorandum of Incorporation (MOI)
For cooperative and NGO structures — governing documents required
If Applicable
Director Identity
Director / CEO ID Document
South African ID, passport, or driver's licence of the primary director
Required
Selfie / Liveness Check
Photo verification to match against the ID document submitted
Required
Additional Director IDs
For companies with multiple directors — recommended for full KYC compliance
Recommended
Business Address
Proof of Business Address
Utility bill, lease agreement, or bank statement — not older than 3 months
Required
Tax Status
SARS Tax Clearance Certificate
Good standing certificate or tax clearance pin from SARS
Recommended
Income Tax Number
Required to submit a tax clearance certificate
If Applicable
Financial Disclosures
Revenue & Profit History
At least 6 months of self-reported monthly financials uploaded on the platform
Recommended
Accountant-Verified Statements
Verification by a registered accountant unlocks a higher trust badge
Recommended
Audited Annual Statements
Highest trust tier — audited financials unlock the full Verified badge
Optional
The Listing Process

Five stages from
application to capital.

Each stage is platform-guided with clear instructions, document templates, and our team available to assist. Most businesses complete the process in under two weeks.

01
Stage One

Create Your Company Profile

Register your business on the platform using our guided onboarding wizard. You'll complete your company details, industry classification, stage, location, and write your business description. Upload your pitch deck and any supporting materials. Everything can be saved and revisited — no need to complete in one session.

Takes 20–30 minutes Save & continue any time Free to register
What you'll complete in this stage
Basic information Company name, type, industry, stage, founding year
Contact details Business email, phone, website
Location Province, municipality, city, area type (urban/township/rural)
Pitch narrative Problem, solution, business model, traction, team
Key highlights Up to 8 headline stats shown on your listing card
Branding Logo and banner image upload
Submit for KYC review
02
Stage Two

Submit KYC Documents

Upload your verification documents through the secure document portal in your company dashboard. The Old Union compliance team reviews each submission manually — this is how your listing earns the "Verified" badge that contributors rely on. You will receive feedback via email within 1–3 business days.

1–3 business day review Email notification on outcome Resubmit if any document needs updating
Documents submitted at this stage
CIPC Registration Certificate Required — core business identity
Director ID & Selfie Required — KYC identity verification
Proof of Business Address Required — not older than 3 months
Tax Clearance Certificate Recommended — SARS good standing
Verification complete — configure campaign
03
Stage Three

Configure Your Campaign

Once verified, you unlock the campaign creation wizard. Choose your instrument type, set your financial targets, define contributor limits, and configure your deal terms. Old Union's campaign wizard walks you through every field with contextual guidance — no financial or legal expertise required.

3 instrument types Max 50 contributors Old Union reviews before opening
Fields you'll configure in this stage
Campaign title & tagline The headline contributors see on the listing
Instrument type Revenue share, co-op membership, or fixed return loan
Raise target & minimum How much you want vs. the floor for disbursement
Contributor limits Minimum contribution, maximum contribution, contributor cap
Timeline Opening date and closing date
Deal terms Revenue share %, duration, unit price, or return rate
Old Union reviews campaign — 2–4 business days
04
Stage Four

Campaign Opens & Contributions Flow In

After Old Union approves your campaign, it goes live on the platform on your configured opening date. Contributors discover your listing, review your pitch and financials, and submit contributions. You can post updates, answer Q&A questions, and monitor contributor count and funds raised in real time through your company dashboard.

Live dashboard visibility Mandatory Q&A responses Funds held in escrow
Your responsibilities while live
Answer Q&A publicly Contributors can post questions — timely responses build confidence
Post campaign updates Keep your audience informed with regular updates
Monitor contributor count Track the 50-person cap and adjust your outreach
Keep financials current Fresh financials increase contributor confidence
Campaign closes — minimum raise confirmed
05
Stage Five

Receive Funds & Activate Agreements

Once your campaign closes and the minimum raise is confirmed, funds are released from escrow to your nominated business bank account within 2–4 business days. Your investment agreements activate simultaneously. Contributors begin tracking your progress. You begin your reporting and distribution obligations.

2–4 business day disbursement Agreements auto-activate Monthly reporting begins
What happens at disbursement
Funds released to your account Net of Old Union's platform success fee
Agreements signed & activated All contributor agreements become legally binding
Contributors notified Dashboard updates reflect active status for all contributors
Reporting cycle begins First monthly report due at end of month one
Campaign Configuration

Choose your
instrument.

The right instrument depends on your business model, cash flow pattern, and what your contributor community values. Our campaign wizard guides you through every field — but here is an overview of each option.

Revenue Share

Contributors receive a fixed percentage of your monthly reported revenue, proportional to their investment, for a set number of months. Best for businesses with consistent, trackable monthly revenue.

Fields you'll configure
Revenue share %e.g. 8% per month
Duration12–60 months
Raise targetYour funding goal
Min. raiseFloor for disbursement
Contributor limitsMin / max / cap (50)
Campaign timelineOpen / close dates
Cooperative Membership

Contributors purchase membership units in your cooperative at a fixed unit price. Designed for worker cooperatives, community cooperatives, and community-owned township businesses.

Fields you'll configure
Unit namee.g. Community Share
Unit priceFixed price per unit
Units availableTotal membership slots
Raise targetUnits × unit price
Min. raiseFloor for disbursement
Campaign timelineOpen / close dates
Fixed Return Loan

A structured loan with a fixed annual return rate and predetermined repayment schedule. Best for established businesses with stable cash flow who can commit to fixed payment obligations.

Fields you'll configure
Return rateFixed % per annum
Loan term6–36 months
Raise targetTotal loan amount
Min. raiseFloor for disbursement
Contributor limitsMin / max / cap (50)
Campaign timelineOpen / close dates
Every campaign is reviewed by Old Union before going live

After you submit your campaign, the Old Union team conducts a 2–4 business day review to confirm the deal terms are appropriate, legally sound, and clearly presented. We may request clarifications or adjustments before approval. This process protects both businesses and contributors.

Ongoing Obligations

After you raise —
what comes next.

Raising capital is the beginning of the relationship, not the end of it. Old Union's platform is designed to make ongoing obligations manageable — the dashboard handles most of the administration. Here is what is expected of listed businesses.

Monthly
Financial Reporting
Post your revenue and financial summary every month through the company dashboard. Contributors receive these updates automatically.
Revenue this period
Gross profit
Operating expenses
Net profit / loss
Per Schedule
Payout Distributions
Distribute returns to contributors according to your agreement schedule. The platform calculates each contributor's entitlement automatically.
Platform calculates share
You confirm the revenue figure
Platform distributes to wallets
As Reached
Milestone Updates
Post significant company milestones — new partnerships, customer milestones, awards, geographic expansion. These appear on your public profile.
Visible on public listing
Builds contributor trust
Strengthens future raises
As Required
Q&A Responses
Contributors can post questions on your campaign at any time. You are expected to respond within 5 business days. All Q&A is public.
Public & permanent
Builds platform credibility
Failure flagged by Old Union
If you meet your obligations

Consistent reporting and on-time distributions build a track record on the platform. Contributors can see your history — this makes your next raise significantly easier. High-performing businesses earn a "Track Record" trust badge and may qualify for expedited campaign review.

If obligations are not met

Non-compliant businesses are flagged on the platform. Repeated failures to report or distribute can result in suspension of the company profile and, where warranted, escalation to Old Union's legal partners. Contributor agreements are enforceable under South African law.

Business FAQs

Your
questions,
answered.

Common questions from founders and business owners who are considering listing on Old Union. Don't see your question here? Reach out to our team directly.

Does listing mean I give up equity in my business?
No. Old Union does not facilitate equity raises. None of the three available instruments (revenue share, cooperative membership, fixed return loan) involve the transfer of equity or ownership shares in your business. Contributors become financial partners — not owners. You retain full operational control.
What does Old Union charge for a successful raise?
Old Union charges a platform success fee on successfully closed campaigns — a percentage of the total funds raised, deducted at disbursement. There are no upfront fees, no listing fees, no escrow charges on failed campaigns, and no monthly platform subscription. The exact success fee percentage is disclosed during campaign configuration.
How long does the full process take from application to funds?
The timeline depends on the complexity of your documents and how long your campaign runs. Typically: profile creation (1–2 days), KYC review (1–3 business days), campaign configuration (1 day), Old Union campaign review (2–4 business days), campaign live period (your configured duration — typically 30–90 days), disbursement (2–4 business days). Total from application to funds: approximately 6–12 weeks depending on campaign duration.
Can I list my business if it's not yet profitable?
Yes. Profitability is not a listing requirement. Old Union does require that you have a legally registered business and that your financials — whatever they are — are disclosed honestly. Pre-revenue or early-stage businesses can list, but contributors will evaluate that information when deciding whether to contribute. Transparency is more valuable than polish.
What if my campaign fails to reach the minimum raise?
If your campaign closes without reaching its declared minimum raise, the campaign is cancelled automatically. All contributors receive full refunds to their Old Union wallets — no fees are deducted. You may reconfigure your campaign terms and relaunch. A failed campaign does not prevent you from raising again on the platform.
Can I run multiple campaigns at the same time?
You may have only one active open campaign at a time per company profile. Once a campaign closes (successfully or otherwise), you may configure and launch a new campaign. There is no limit to the total number of campaigns a business can run over its lifetime on the platform.
Does Old Union verify every piece of information on my profile?
Old Union verifies your KYC documents (registration, identity, address) and reviews your campaign terms for legal soundness. Financial disclosures (revenue figures, profit data) are self-reported unless you upload accountant-verified or audited statements. The platform clearly labels each financial disclosure by its verification level — contributors can see whether figures are self-reported or independently verified.

Ready to raise from your community?

Apply to liston Old Union.

It is free to apply. It takes 20 minutes to create your profile. The verification process is thorough — and that thoroughness is what gives your listing credibility with contributors. Start today.

Have these ready to apply
CIPC Registration CertificateYour company registration document
Director ID DocumentSA ID, passport, or driver's licence
Proof of Business AddressUtility bill or lease — max 3 months old
Business description & financialsWhat you do and what you earn
Logo & banner imageFor your public listing card